Economic Impact of Covid 19 on Travel and Tourism Agencies in the City of Chachapoyas, Peru
Revista Científica Interdisciplinaria Investigación y Saberes , /2022 / , Vol. 12, No. 1
At this point, we do not agree with any author regarding the mode of
payment of workers, but as a result of having a job without labor
benefits, we agree with the author Ríos Lezama and Rodriguez
Santander (2020), in the aspect that the pandemic produced by
Covid-19, resulted in the dismissal of personnel, mostly of the
personnel who were under service contracts.
Now, in relation to the economic issue, which is another of the
consequences brought about by Covid-19, before the pandemic the
companies in the tourism sector were economically solvent. Currently,
in order to facilitate the companies' access to working capital for the
payment of their short term obligations with workers, suppliers, in
order to ensure the continuity of the payment chain, the State
provided access to various credits, one of them is the Reactiva Peru.
In the city of Chachapoyas, it has not been a solution to the problem
of small entrepreneurs belonging to the tourism sector, because at
least 77.4% of people have not been able to access this credit, these
credits were administered by nine private banks that concentrate the
funds of reactiva Peru, having a higher percentage in the banks of:
BCP, BBVA, INTERBANK AND SCOTIABANK, and where the majority
of MYPES have not been able to access this credit.
The small businesses in the tourism sector in the city of Chachapoyas
were not very attractive economically and were not on their list of
priorities, many of these companies met the requirements, and at the
same time many of these agencies informed them that they did not
qualify for the program created by the state, without any explanation,
this is what the vast majority of companies referred to in the interview
they had with them, The small and micro enterprises have been the
least favored and therefore 29% of the travel and tourism agencies
have decided to temporarily close their business and others have
resorted to personal loans to meet their obligations, the same has
happened with the Fae Mype and Fae Tourism credits, unlike those
who were able to access the credit of reactiva Peru, they could no
longer access more credits created by the government.
The measures and restrictions that have been announced by the
government on several occasions are considered as not successful for